Personal Finance

Hand moving a chess piece above a chessboard beside financial news and market charts, symbolizing strategic stock selling decisions.

When to Sell a Stock

In How Many Stocks Should You Actually Own?, we covered how to build a portfolio of individual stocks. Now comes the question that experienced investors often say is harder than buying — when should you sell? Selling is one of…

How Much Should You Really Spend on a Car?

Introduction There are a wide variety of opinions on how much you should spend on a car. While there are formulas to help guide you—and I’ll share a few in this post—the truth is, beyond the math, it comes down…

Why You Need an Emergency Fund

Once you get your budget set, start to control your spending habits and build some savings, you need to really think about an emergency fund.  In the same spirit that you cannot view your 401K as regular savings, your emergency…