Retirement

A deer grazing at the tree line in golden evening light, seen through a window from a chair inside a quiet home.

The Hardest Part of Retirement Is Spending the Money

I recently wrote about the retirement issue of having most of your wealth tied up in your home. You can read about that at House-Rich Cash-Poor in Retirement. This post is covering a different topic and I do use my…

A lone oak tree at dawn in an open field, representing patience and long-term growth toward retirement.

$1M Isn’t Enough. Let’s Build a Path.

When I was younger, “millionaire” was the finish line. It was the lofty goal. It was the word people used to mean you had made it. It showed up in game show titles, in song lyrics, in the quiet way…

Retirement Savings 101: What’s Your Magic Number?

At first, it felt too early in the life of this site to write about retirement savings—but today, it suddenly felt like the obvious topic. Why? Because saving and building net worth makes more sense when there’s an end goal…

401k retirement savings concept showing coins and cash representing long term retirement investing

Start Your 401K Early: Why It Matters

When you’re young, it’s easy to think of retirement as something far off in the distant future. However, the truth is, that the earlier you start saving for retirement, the better off you’ll be in the long run and starting…

money in jar labeled savings representing retirement savings and long term investing

Your 401K is NOT a Savings Account

You might think the subject of this post is an obvious concept, but you would be surprised how many 401(k) early withdrawal requests cross my desk that are simply meant to cover unexpected expenses. This is truly why I felt…