Money and Inspiration
Welcome to a space where personal finance meets personal empowerment. Whether you’re just starting out, trying to get out of debt, or building toward something bigger, this blog is here to guide you through the basics of budgeting, saving, and investing—with a healthy dose of real-life encouragement.
I believe financial freedom isn’t just about dollars and cents—it’s about peace of mind, hope during hard times, and the freedom to live the life you deserve. No matter where you’re starting from, your journey to a better future begins here. Let’s take that first step together.
Choose your path below.
MANAGE MONEY
BUILDING WEALTH
INSPIRATION
Recent Posts
The Beginner’s Guide to Building Wealth
Introduction Most people think building wealth is out of reach—and because of that, most people don’t think about it at all. That mindset is a big reason why so many people live paycheck to paycheck. This beginner’s guide to building…
Blessings Come From the Worst of Times
Welcome to the Inspiration side of this site. I shared the short version of my story in the ABOUT section. I am 58 years old so there are a lot of stories to my life but this story is THE…
Manage Your Money Like a Business: A CFO’s Framework for Household Finance
Why Businesses Succeed and Households Struggle After more than three decades working in some type of finance role, I have come to learn what makes businesses successful — and what makes businesses fail. The companies that survive and those that…
Finding Meaning in the Worst Moments
I just finished watching The Truth and Tragedy of Moriah Wilson and felt very compelled to put pen to paper. I was feeling compelled during the entire documentary, but it was the words of her mother and father at the…
Should You Pay Off Debt or Invest? The Honest Answer
Before anything else, let’s acknowledge something: if this post applies to you, that is a win. It means you’ve worked your way to a place where there’s money left over — money that isn’t already spoken for by a bill…
When to Sell a Stock
In How Many Stocks Should You Actually Own?, we covered how to build a portfolio of individual stocks. Now comes the question that experienced investors often say is harder than buying — when should you sell? Selling is one of…
Paying Off Debt — What Actually Works
Paying off debt is one of the most common financial challenges I have helped people work through, and one of the most misunderstood. I have been in some type of a finance role my entire life. Along the way I…
