Money and Inspiration
Welcome to a space where personal finance meets personal empowerment. Whether you’re just starting out, trying to get out of debt, or building toward something bigger, this blog is here to guide you through the basics of budgeting, saving, and investing—with a healthy dose of real-life encouragement.
I believe financial freedom isn’t just about dollars and cents—it’s about peace of mind, hope during hard times, and the freedom to live the life you deserve. No matter where you’re starting from, your journey to a better future begins here. Let’s take that first step together.
Choose your path below.
MANAGE MONEY
BUILDING WEALTH
INSPIRATION
Recent Posts
Fly Away Princess
I sat down today to write about investment property. I have a post half finished, full of numbers and insight and the kind of thing I usually love to work through. I tried hard but could not get through it.…
The Beginner’s Guide to Building Wealth
Introduction Most people think building wealth is out of reach—and because of that, most people don’t think about it at all. That mindset is a big reason why so many people live paycheck to paycheck. This beginner’s guide to building…
Blessings Come From the Worst of Times
Welcome to the Inspiration side of this site. I shared the short version of my story in the ABOUT section. I am 58 years old so there are a lot of stories to my life but this story is THE…
How to Evaluate an Investment Property — The Honest Math
I strongly believe in utilizing investment property to supplement your income and diversify your wealth. If you do not want to be dependent on Social Security income in retirement, investment property is a great way to lessen that dependency. It…
Weekly Notes — July 11, 2026
This one is going to be a little different from usual. I want to open with something personal and let the market piece follow. It has been an unusually hard week for me at home, and honestly, showing up to…
Dear Isabella
In June of this year I wrote a letter to Thalia as she prepares to leave home for college next month. That letter is called Fly Away Princess and it is on this site. What most readers do not know…
I Believe In Angels
This post first appeared on my old blog Good Plus One in July 2011. That blog was started when my wife was diagnosed with cancer a second time. I am bringing it over here because it is a big part…
Weekly Notes — July 4, 2026
Happy Fourth of July weekend. Some quick housekeeping before we get started. The U.S. stock market was closed Friday for the Fourth of July holiday, so this week’s official close is Thursday July 2. On to the notes. I will…
