Money and Inspiration
Welcome to a space where personal finance meets personal empowerment. Whether you’re just starting out, trying to get out of debt, or building toward something bigger, this blog is here to guide you through the basics of budgeting, saving, and investing—with a healthy dose of real-life encouragement.
I believe financial freedom isn’t just about dollars and cents—it’s about peace of mind, hope during hard times, and the freedom to live the life you deserve. No matter where you’re starting from, your journey to a better future begins here. Let’s take that first step together.
Choose your path below.
MANAGE MONEY
BUILDING WEALTH
INSPIRATION
Recent Posts
Fly Away Princess
I sat down today to write about investment property. I have a post half finished, full of numbers and insight and the kind of thing I usually love to work through. I tried hard but could not get through it.…
The Beginner’s Guide to Building Wealth
Introduction Most people think building wealth is out of reach—and because of that, most people don’t think about it at all. That mindset is a big reason why so many people live paycheck to paycheck. This beginner’s guide to building…
Blessings Come From the Worst of Times
Welcome to the Inspiration side of this site. I shared the short version of my story in the ABOUT section. I am 58 years old so there are a lot of stories to my life but this story is THE…
Weekly Notes — August 29, 2026
Why Nvidia fell and then rose an hour later Nvidia earnings came out Wednesday afternoon, after the market closed. The numbers were good. Sales were $96.2 billion, more than double what they were a year ago, and higher than what…
Accessible Wealth vs. Retirement Accounts: When You Can Use the Money, and What It Costs to Use It
Most retirement advice is about one thing: how much to save. Save more. Contribute more. Get the match. All of that is sound and good advice and things I talk about on this site. But it addresses only half of…
When Should You Actually Take Social Security?
The question people ask about Social Security is how the program works. The question that actually needs answering is when should you file for benefits. That decision has three realistic answers. You can file at 62, which is the earliest…
Weekly Notes — August 22, 2026
This was the second week in a row dropping a child off to college so I did not micromanage the daily news. From a distance, things felt very extreme. Big swings. The market headed one direction, I would work a…
Weekly Notes — August 15, 2026
Not that Weekly Notes is meant to be long but I have to keep this short this week. I have been in Baton Rouge moving my daughter into LSU, and I needed to savor every remaining moment I had with…
